.hero {
    position: relative;
    min-height: 20vh;
    display: flex;
    align-items: center;
    overflow: hidden;


    background:
        linear-gradient(135deg,
            rgba(0, 20, 60, 0.82) 0%,
            rgba(0, 74, 153, 0.72) 60%,
            rgba(0, 97, 194, 0.65) 100%),
        url('https://images.unsplash.com/photo-1589519160732-57fc498494f8?auto=format&fit=crop&w=1200&q=80') center / cover no-repeat;
}


.hero-h1 {
    font-family: 'Manrope', sans-serif; 
    font-size: clamp(2rem, 4.5vw, 3.4rem);
    font-weight: 800;
    color: #fff;
    line-height: 1.15;
    margin-bottom: 18px;
    max-width: 680px;
}


@media (max-width: 767px) {
    .hero {
        min-height: auto;
    }

    .hero-inner {
        padding: 80px 0 60px;
    }
}











.tov-section {
    padding: 88px 0;
    background: var(--white);
}

/* Two-column layout */
.tov-section .tov-layout {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 72px;
    align-items: start;
}

/* ── LEFT ────────────────────────────────────────── */
.tov-section .tov-heading {
    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.5rem, 2.6vw, 2.1rem);
    font-weight: 800;
    color: var(--dark);
    line-height: 1.25;
    margin-bottom: 18px;
}

.tov-section .tov-desc {
    font-size: .95rem;
    color: var(--mid);
    line-height: 1.8;
    margin-bottom: 24px;
}

/* CTA nudge text */
.tov-section .tov-cta-text {
    font-family: 'Manrope', sans-serif;
    font-size: .92rem;
    font-weight: 700;
    color: var(--dark);
    padding: 16px 20px;
    background: var(--blue-pale);
    border-left: 3px solid var(--blue);
    border-radius: 0 8px 8px 0;
    margin-bottom: 28px;
    line-height: 1.5;
}

.tov-section .tov-actions {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
}

/* ── RIGHT: Steps ────────────────────────────────── */
.tov-section .tov-steps {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.tov-section .tov-step {
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--r);
    padding: 20px 18px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    position: relative;
    overflow: hidden;
    transition: box-shadow .22s, transform .22s, border-color .22s;
}

.tov-section .tov-step::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--blue), var(--blue-mid));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .28s ease;
}

.tov-section .tov-step:hover {
    box-shadow: var(--sh-md);
    transform: translateY(-3px);
    border-color: transparent;
    background: var(--white);
}

.tov-section .tov-step:hover::after {
    transform: scaleX(1);
}

/* Step number */
.tov-section .tov-step-num {
    font-family: 'Manrope', sans-serif;
    font-size: .68rem;
    font-weight: 700;
    letter-spacing: .1em;
    color: var(--blue);
    background: var(--blue-light);
    border-radius: 100px;
    padding: 2px 10px;
    display: inline-block;
    align-self: flex-start;
}

.tov-section .tov-step-body h6 {
    font-family: 'Manrope', sans-serif;
    font-size: .88rem;
    font-weight: 800;
    color: var(--dark);
    margin: 0 0 5px;
    line-height: 1.3;
}

.tov-section .tov-step-body p {
    font-size: .8rem;
    color: var(--muted);
    line-height: 1.6;
    margin: 0;
}

/* ── RESPONSIVE ──────────────────────────────────── */
@media (max-width: 991px) {
    .tov-section .tov-layout {
        grid-template-columns: 1fr;
        gap: 48px;
    }
}

@media (max-width: 575px) {
    .tov-section {
        padding: 56px 0;
    }

    .tov-section .tov-steps {
        grid-template-columns: 1fr;
    }

    .tov-section .tov-actions {
        flex-direction: column;
        align-items: flex-start;
    }
}










.tsol-section {
    padding: 88px 0;
    background: var(--bg);
}

/* Header */
.tsol-section .tsol-header {
    margin-bottom: 48px;
}

/* 3-column grid */
.tsol-section .tsol-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

/* ── Card ────────────────────────────────────────── */
.tsol-section .tsol-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--r-lg);
    padding: 32px 28px 26px;
    display: flex;
    flex-direction: column;
    gap: 0;
    position: relative;
    overflow: hidden;
    transition: box-shadow .25s, transform .25s, border-color .25s;
}

/* Top accent line */
.tsol-section .tsol-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--blue), var(--blue-mid));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .3s ease;
}

.tsol-section .tsol-card:hover {
    box-shadow: var(--sh-lg);
    transform: translateY(-4px);
    border-color: transparent;
}

.tsol-section .tsol-card:hover::before {
    transform: scaleX(1);
}

/* Icon */
.tsol-section .tsol-card-icon {
    width: 52px;
    height: 52px;
    border-radius: 13px;
    background: var(--blue-light);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    margin-bottom: 20px;
    flex-shrink: 0;
    transition: background .25s, color .25s;
}

.tsol-section .tsol-card:hover .tsol-card-icon {
    background: var(--blue);
    color: var(--white);
}

/* Body */
.tsol-section .tsol-card-body {
    flex: 1;
}

.tsol-section .tsol-card-body h4 {
    font-family: 'Manrope', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 10px;
    line-height: 1.3;
}

.tsol-section .tsol-card-body p {
    font-size: .875rem;
    color: var(--muted);
    line-height: 1.75;
    margin: 0;
}

/* Bottom link */
.tsol-section .tsol-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-family: 'Manrope', sans-serif;
    font-size: .83rem;
    font-weight: 700;
    color: var(--blue);
    text-decoration: none;
    margin-top: 22px;
    padding-top: 18px;
    border-top: 1px solid var(--border);
    transition: gap .18s, color .18s;
}

.tsol-section .tsol-link:hover {
    gap: 10px;
    color: var(--blue-mid);
}

/* ── RESPONSIVE ──────────────────────────────────── */
@media (max-width: 1199px) {
    .tsol-section .tsol-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 767px) {
    .tsol-section {
        padding: 56px 0;
    }

    .tsol-section .tsol-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}

@media (max-width: 575px) {
    .tsol-section .tsol-card {
        padding: 26px 22px 22px;
    }
}








.ben-section {
    padding: 88px 0;
    background: var(--white);
}

/* Header */
.ben-section .ben-header {
    margin-bottom: 48px;
}

/* 3-column grid — 5 cards + 1 CTA card */
.ben-section .ben-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

/* ── Regular card ────────────────────────────────── */
.ben-section .ben-card {
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--r-lg);
    padding: 32px 28px;
    display: flex;
    flex-direction: column;
    gap: 0;
    position: relative;
    overflow: hidden;
    transition: box-shadow .25s, transform .25s, background .25s, border-color .25s;
}

.ben-section .ben-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--blue), var(--blue-mid));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .3s ease;
}

.ben-section .ben-card:not(.ben-cta-card):hover {
    background: var(--white);
    box-shadow: var(--sh-md);
    transform: translateY(-4px);
    border-color: transparent;
}

.ben-section .ben-card:not(.ben-cta-card):hover::after {
    transform: scaleX(1);
}

/* Icon */
.ben-section .ben-card-icon {
    width: 50px;
    height: 50px;
    border-radius: 12px;
    background: var(--blue-light);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    margin-bottom: 20px;
    flex-shrink: 0;
    transition: background .25s, color .25s;
}

.ben-section .ben-card:not(.ben-cta-card):hover .ben-card-icon {
    background: var(--blue);
    color: var(--white);
}

.ben-section .ben-card h4 {
    font-family: 'Manrope', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 10px;
    line-height: 1.3;
}

.ben-section .ben-card p {
    font-size: .875rem;
    color: var(--muted);
    line-height: 1.75;
    margin: 0;
}

/* ── CTA Card ────────────────────────────────────── */
.ben-section .ben-cta-card {
    background: linear-gradient(140deg, #001e4a 0%, #004a99 60%, #0061c2 100%);
    border-color: transparent;
    position: relative;
    overflow: hidden;
}

/* Dot grid texture */
.ben-section .ben-cta-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(circle, rgba(255, 255, 255, .08) 1px, transparent 1px);
    background-size: 20px 20px;
    pointer-events: none;
}

/* Remove bottom bar on cta card */
.ben-section .ben-cta-card::after {
    display: none;
}

.ben-section .ben-cta-card:hover {
    box-shadow: var(--sh-lg);
    transform: translateY(-4px);
}

.ben-section .ben-cta-inner {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    height: 100%;
}

.ben-section .ben-cta-ico {
    font-size: 2rem;
    color: rgba(255, 255, 255, .35);
    margin-bottom: 20px;
}

.ben-section .ben-cta-inner p {
    font-size: .95rem;
    color: rgba(255, 255, 255, .7);
    line-height: 1.65;
    margin-bottom: 6px;
    font-weight: 300;
}

.ben-section .ben-cta-inner strong {
    display: block;
    font-family: 'Manrope', sans-serif;
    font-size: 1.15rem;
    font-weight: 800;
    color: #fff;
    margin-bottom: 28px;
    line-height: 1.25;
}

.ben-section .ben-cta-btn {
    margin-top: auto;
    padding: 11px 22px;
}

/* ── RESPONSIVE ──────────────────────────────────── */
@media (max-width: 1199px) {
    .ben-section .ben-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 767px) {
    .ben-section {
        padding: 56px 0;
    }

    .ben-section .ben-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .ben-section .ben-card {
        padding: 26px 22px;
    }
}







/* ── TESTIMONIAL – scoped under .tst-section ────────
   Requires: Bootstrap Icons, Manrope + Source Sans 3
   and your existing :root CSS variables.
   ─────────────────────────────────────────────────── */
/* ── TESTIMONIAL – scoped under .tst-section ────────
   Requires: Bootstrap Icons, Manrope + Source Sans 3
   and your existing :root CSS variables.
   ─────────────────────────────────────────────────── */

   .tst-section {
    padding: 88px 0;
    background: var(--bg);
  }
  
  .tst-section .tst-wrap {
    max-width: 760px;
    margin: 0 auto;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 56px 60px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    box-shadow: var(--sh-md);
    position: relative;
    overflow: hidden;
  }
  
  /* Blue left border accent */
  .tst-section .tst-wrap::before {
    content: '';
    position: absolute;
    top: 0; left: 0; bottom: 0;
    width: 4px;
    background: linear-gradient(180deg, var(--blue), var(--blue-mid));
    border-radius: 4px 0 0 4px;
  }
  
  /* Large faint watermark quote */
  .tst-section .tst-wrap::after {
    content: '\F6B0';
    font-family: 'Bootstrap-icons';
    position: absolute;
    bottom: -20px;
    right: 24px;
    font-size: 11rem;
    color: var(--blue-light);
    line-height: 1;
    pointer-events: none;
    opacity: .6;
  }
  
  /* Opening quote icon */
  .tst-section .tst-quote-mark {
    font-size: 2.8rem;
    line-height: 1;
    margin-bottom: 18px;
    color: var(--blue);
    opacity: .25;
    position: relative;
    z-index: 2;
  }
  
  /* Quote text */
  .tst-section .tst-quote {
    font-family: 'Manrope', sans-serif;
    font-size: 1.2rem;
    font-weight: 600;
    color: var(--dark);
    line-height: 1.75;
    font-style: normal;
    border: none;
    padding: 0;
    margin: 0;
    position: relative;
    z-index: 2;
  }
  
  /* Horizontal rule */
  .tst-section .tst-divider {
    width: 48px;
    height: 2px;
    background: var(--blue-light);
    border-radius: 2px;
    margin: 32px 0;
    position: relative;
    z-index: 2;
  }
  
  /* Author row */
  .tst-section .tst-author {
    display: flex;
    align-items: center;
    gap: 14px;
    width: 100%;
    position: relative;
    z-index: 2;
    flex-wrap: wrap;
  }
  
  .tst-section .tst-avatar {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--blue), var(--blue-mid));
    color: #fff;
    font-family: 'Manrope', sans-serif;
    font-size: .85rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }
  
  .tst-section .tst-author-info {
    flex: 1;
    min-width: 0;
  }
  
  .tst-section .tst-author-info strong {
    display: block;
    font-family: 'Manrope', sans-serif;
    font-size: .92rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 2px;
  }
  
  .tst-section .tst-author-info span {
    font-size: .78rem;
    color: var(--muted);
  }
  
  /* Stars pushed to the right */
  .tst-section .tst-stars {
    display: flex;
    gap: 3px;
    margin-left: auto;
  }
  
  .tst-section .tst-stars i {
    font-size: .88rem;
    color: #f59e0b;
  }
  
  /* ── RESPONSIVE ──────────────────────────────────── */
  @media (max-width: 767px) {
    .tst-section .tst-wrap {
      padding: 40px 32px;
    }
    .tst-section .tst-quote {
      font-size: 1.05rem;
    }
  }
  
  @media (max-width: 575px) {
    .tst-section {
      padding: 56px 0;
    }
    .tst-section .tst-wrap {
      padding: 32px 24px;
    }
    .tst-section .tst-quote {
      font-size: .97rem;
    }
    .tst-section .tst-stars {
      margin-left: 0;
    }
  }